Planning and Investment Strategies that Start with You

We strive to be considered part of your personal “Board of Directors.” We’ll work in conjunction with other professionals (like your attorney and CPA) to build and execute a plan that best fits you and your goals.

We’ll talk with you at length to understand your goals and risk tolerance, then we’ll work side-by-side to develop and execute an investment plan tailored to your goals, update it to respond as changes occur in your life, and meet to do a thorough analysis regularly to help ensure we stay on target.

Investing and managing wealth doesn’t have to be complicated if you know where to begin, which is why we start by focusing on the most important asset of all: YOU.

Bottom line? At Advest Investment Group™, we believe all our clients have specialized needs and deserve investment strategies that are tailored to them. And you can count on us to apply this fundamental philosophy across each of our areas of specialization to develop a custom strategy that has “YOU” written all over it.

Retirement Income Solutions

Your money should always be working as hard as it can, especially when you’re no longer working.

Without an employment income stream, a more engaged, hands-on approach to planning is essential. “Set it and forget it” just won’t do, and running out of money is not an option.

That’s why we continually invest in ongoing education to stay on top of the factors and forces that can make all the difference for you between simply retiring and retiring in the manner you’ve always envisioned.

Our team can help turn the wealth you’ve accumulated into a reliable income stream for the rest of your life by:

Helping you set expectations that work for you, your savings behavior and your investment comfort zone.

Creating optimal distribution by coordinating and maximizing social security, pensions and other cash flow options.

Navigating complex issues that can happen in retirement, such as loss of a loved one, unexpected healthcare needs, or even divorce.

You’ve worked hard to get where you are. We want to help you plan for all different scenarios without having to sacrifice your retirement goals in the process.

Investment Solutions

Once we’ve developed your plan, having the resources of a large organization like Wells Fargo Advisors Financial Network allows us to access top tier internal and external investment money managers that we engage with based on your investment objective criteria. We also incorporate traditional products, such as stocks, bonds, mutual funds, and exchange traded funds (ETFs) according to your plan.

We will discuss your different options so that you have the information you’ll need to decide what fits your needs best.

Foundations

Being a good steward of what you have been given is important to your donors and to your organization. Advest Investment Group™ is here to help.

We offer philanthropic advisory services including:

Fiduciary administration
Fiduciary investment management
Executive board and donor education
Facilitating Donor Advisory Funds

Charitable Giving

Your giving nature can create an even longer-lasting difference by minimizing taxes, using Donor Advised Funds (DAF) and making informed legacy decisions. Advest Investment Group™ is here to help.

Strategies for ensuring the causes you care about continue to benefit from your support are wide-ranging, from designating a charity in your will to establishing a gift through a foundation—or even creating a Charitable Remainder Trust.

We’ll work with you to design a charitable giving strategy to maximize the legacy you leave for generations to come.

Ready to take the next step?

¹Returns and principal value of a mutual fund will fluctuate so that shares, when redeemed, may be worth more or less than their original cost.

²ETFs seek investment results that, before expenses, generally correspond to the price and yield of a particular index. There is no assurance that the price and yield performance of the index can be fully matched.

³Investments in commodities, futures, and managed futures are speculative, involve substantial risk, and are not appropriate for all investors. Investors should be aware that due to leverage, such investments can quickly lead to large losses as well as gains. Additionally, restrictions on redemptions may affect an investor’s ability to withdraw their participation. Further, there may be substantial fees and expenses. Investors should see the disclosure documents for a complete description of investment objectives, risks, charges, and expenses.

⁴Variable annuities are long-term investments appropriate for retirement funding and are subject to market fluctuations and investment risk. Guarantees are based on the claims-paying ability of the issuing insurance company. Guarantees apply to minimum income from an annuity; they do not guarantee an investment return or the safety of the underlying funds.

Wells Fargo Advisors Financial Network is not a legal or tax advisor.

Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.